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The title search process involves examining all documents recorded on public record that are filed against owners or a legal description of the desired property.
We provide Ownership & Encumbrance Reports, commonly called "pencil searches" by the industry, that are designed for the foreclosure investor interested in buying properties at auction. These O & E reports are also used by renters to ensure property being rented by a landlord is not involved in foreclosure proceedings. Homeowners use them as a "House Credit Report" to see what mortgages and other liens are filed against their property.
Our professional title examiner partners carefully search Florida Tax Appraiser data, Tax Collector data, UCC State Registry filings, and the Clerk of Court’s Official Records for information related to the ownership and encumbrances of a property.
Literally hundreds of different types of documents are recorded on record, but not all of these documents affect the title or encumber a property. This is where our years abstracting experience comes into play!
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